Consolidating debt with a bad credit rating

If you have a low credit score you will not qualify for a low-interest loan.

The good news is; there are other programs available to help you pay less than the full amount owed on each of your debts, and some programs even come with credit repair (Bad Credit & Good Credit OK).

You are about to dive into the best debt consolidation guide for 2017.

We selected the most frequently asked questions — and provided you with the best answers.

You can look us (Golden Financial Services) up at the Better Business Bureau (BBB) and see our A BBB rating, zero customer complaints, close to 15-years in business and lots of positive reviews — so that you can trust that this information is 100% accurate.

This guide was created by our team of IAPDA and AFSLR accredited and certified counselors.

At times, bankruptcy may be the best option to eliminate all of your debt including secured and unsecured debt.

This concept is similar to how a lawyer challenges a speeding ticket and gets it dismissed.

This client was able to get a “zero dollar per month” payment on their debt consolidation loan.Debt consolidators can be your local bank or a third-party debt relief company like Golden Financial Services.Many credit unions offer low-interest debt consolidation loans.For Immediate Assistance — Call The National Debt Relief, Settlement & Consolidation Hotline at 1-866-376-9846 — You can get free professional advice on all of the best options available in your state from an IAPDA Certified Agent!Thousand’s of debt consolidations across the nation take place every single week.Debt consolidators can offer you a debt consolidating loan to pay-off all your debt including a car, student loans, credit card debt and any type of debt can be included when it comes to consolidating debt.The problem is that not everyone can qualify for a low-interest loan.Some financial company’s such as Lending Club and Pay Pal offer high-interest loans — so be careful.Call Golden Financial Services at 1-866-376-9846 — the Counselors’ are Accredited and Certifed with the International Association of Professional Debt Arbitrators (IAPDA) — And consultations are FREE TO THE PUBLIC.Usually, when a person has bad credit and searches for a debt consolidating loans, they are looking for some type of credit card hardship program but not necessarily debt consolidation.Legitimate credit card hardship programs include debt settlement, debt validation, debt dismissal and consumer credit allow you to pay off your unsecured debt in three years or less on average, and have one comfortable monthly payment.

Consolidating debt with a bad credit rating